Financial Planning What to Expect
“If you could achieve your financial goals by simply putting your money away in the bank, you wouldn’t need a financial plan.” Financial Planning Association of Australia
A Financial Planner can help you reach your goals even if retirement seems a long way off. The younger you start planning, the more likely you will be to achieve financial independence and peace of mind.
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Wealth Protection
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Self Managed Super
An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Aged Care
It’s not easy making the decision to place a loved one into care. Once you’ve made the call, it can be confusing to understand how it all works.
Aged Care
Aged Care is a complicated area to fully understand. There is a lot of information to sift through and the conversation is sometimes a tricky one to approach.
At Fisher Financial Group at NARROGIN, we help to make navigating aged care easier for you and your family…. Click to find out more
Our financial planning process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Our Financial Planning Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Discovery Call
Let's have a quick chat to see how we can work together to help you achieve your goals.
Gather Data
We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances.
Financial Plan
We create a personalised financial plan that will serve as a roadmap towards your goals.
Implementation
We set your financial plan in action by implementing all your personalised strategies.
Support
There is no 'set and forget it' here. We stay in touch and review your plan based on major life changes or market factors.
Insights
Should I rent or own a place in a retirement village?
In Australia, there are both ownership and rental opportunities to choose from when deciding on the best retirement living option…
Defined benefit super explained
Learn how defined benefit super works and what it could mean for retirement. What is defined benefit super? Defined benefit…
What is a managed fund
A managed fund lets you hand investment decisions to a fund manager. How a managed fund works In…
Why Transition to Retirement deserves a second look
For many people approaching retirement, the transition from full-time work to retirement is no longer a sudden stop. Instead, it’s…
The three phases of retirement: Key decisions at every stage
Retirement starts long before your last day at work There are certain moments in life that reshape not just your…
How floating rate bonds can make your portfolio more resilient
Floating rate bonds tend to receive less attention than shares or fixed rate bonds. Yet in Australia, floating rate bonds…
